Car loan eligibility: a concrete example

Having a down payment, qualifying income, and enough room in your budget are all important aspects of being eligible for a car loan. We use a consumer’s question and information to examine their situation and see if they may qualify for a bad credit car loan. Questions and answers to …

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Climate activism in the time of the coronavirus

Social distancing is forcing advocacy movements to adjust their tactics, creating new obstacles for climate activists who use mass protests and organizing on the ground as important tools. Why is this important: Climate change has increased on the political radar in recent years. There are many reasons for this, including …

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Michelle Hurd hints at Raffi’s complex history

Jean-Luc Picard (Patrick Stewart) and Raffi Musiker (Michelle Hurd) have had a hard time since leaving Starfleet. At the beginning of Star Trek: Picard Episode 3, “The End is the Beginning,” we learn the heart-wrenching origin of why Raffi and Jean-Luc stopped working together 14 years ago. Now, just like …

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Employers remove applicants’ credit reports

Amy Traub, Senior Policy Analyst in the liberal-leaning political group Demos, and author of “Discredited: How Employment Credit Checks Keep Qualified Workers Out of a Job,” a report published in March, says the law requiring a negative action letter is rarely enforced. “We have found that many employers do not …

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Average credit card interest rate for September 2020

19.49% The median interest rate of all credit cards in the Investopedia Card Database for September 2020. The median credit card interest rate for all credit cards in the Investopedia database is currently 19.49%, based on the average advertised rates across several hundred most popular card offers of the market. …

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Study: Arkansas women of color face barriers to entrepreneurship

Entrepreneurship is a difficult path. For women of color in Arkansas, it’s even more difficult because they face significant barriers and resource constraints, according to a study commissioned by the Women’s Foundation of Arkansas in collaboration with the University of Central Arkansas. The research aimed to identify gaps in the …

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How to find a place to live with bad credit

Don’t let bad credit keep you from finding a new home. It’s hard enough finding a place to live that fits your budget and where you can imagine yourself staying for the long term. But when you have bad credit, this home search becomes even more difficult. Some homeowners won’t …

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What You Can Do This Month To Improve Your Credit Score

Imagine this: you receive an email notification that your credit card bill is almost due. You acknowledge receipt of the reminder and quickly place it in the trash. A few days later, another message tells you that you need to make a payment tomorrow. Any reasonable person would just pay …

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What are the causes of a bad credit score? |

Many people who are fortunate enough to have a clean credit history and high score find their financial future to be rather rosy. When it comes to getting finance for the things they need in life, they usually don’t have a problem. However, for those with bad credit life can …

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BRAUN: Policy change needed to end economic abuse

Breadcrumb Links Toronto and RGT Author of the article: Liz braun Release date : November 24, 2020 • November 24, 2020 • 2 minutes to read • Join the conversation (File photo by Getty Images) Content of the article Thursday is economic abuse awareness day. For any woman in an …

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5 Reasons To Get Your Credit Score Over 800

FICO® scores range from 300 to 850, higher scores being better. The national average is around 700, and anything above that level is generally considered good credit. Anything over around 760 will qualify you for the best interest rates on most loans and get you any revolving credit card or …

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How Long Does It Take To Improve Your Credit Score?

How Long Does It Take To Improve Your Credit Score? Having good credit helps you prove your creditworthiness to potential lenders. If you are hoping to buy a house, have a good credit rating is key, as it helps you qualify for a mortgage. So if your credit score is …

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3 mortgage refinancing options for those with bad credit

Does a low score mean limited options? (iStock) Historically low interest rates dominate the news cycle, and homeowners in particular are jumping to refinance. Mortgage Bankers Association data puts current refinancing activity 98% higher this year than last year, even in the midst of a global pandemic. Those with poor …

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How to buy a house without credit

2. Find the right loan and the right lender Take a look at all of your mortgage options, which we’ll cover below. Many of the government guaranteed loans cater to borrowers with limited credit as they allow lenders to manually take out loans. If you want to get a conventional …

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CFPB investigation shows credit scores a scam

For these credit bureaus to abuse their power to deceive Americans trying to take a more active role in monitoring their financial health is not just a breach of trust, it is dangerous. These agencies – along with a third, Experian – make up the national credit reporting industry and, …

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Can I get a car loan after repossession?

Immediately after a car repossession, obtaining a traditional auto loan can be difficult. However, there are ways to get into a vehicle after a while, and you can even work to repair your credit for future purchases with an auto loan. The lender gives, the lender takes When you finance …

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Credit card companies abuse the unwary: NPR

Many credit cards charge high interest rates. But consumer advocates say that now many companies are taking it to the extreme by handing out cards that prey on unsuspecting customers with bad credit. Borrowers pay astronomical fees and consumer advocates say it is abuse. RENEE MONTAGNE, Host: Credit cards can …

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Caldwell Housing Authority to address affordable housing shortage with RV park

If all goes well with the Canyon County Planning and Zoning Commission in March, 219 RV spaces will be added to the Farmway Village property in Caldwell. CALDWELL, Idaho- Editor’s note: This article has been originally published by The Idaho Press. Canyon County faces a shortage of affordable and available …

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China’s social credit system penalizes those who spend “frivolously”

In 2020, China will fully deploy its controversial social credit score. As part of the system, financial behaviors like “frivolous spending” and bad behaviors like lighting in smoke-free areas can have serious consequences. Penalties include loss of employment and educational opportunities, as well as transportation restrictions. Those who achieve high …

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