How to buy a house without credit

2. Find the right loan and the right lender Take a look at all of your mortgage options, which we’ll cover below. Many of the government guaranteed loans cater to borrowers with limited credit as they allow lenders to manually take out loans. If you want to get a conventional …

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CFPB investigation shows credit scores a scam

For these credit bureaus to abuse their power to deceive Americans trying to take a more active role in monitoring their financial health is not just a breach of trust, it is dangerous. These agencies – along with a third, Experian – make up the national credit reporting industry and, …

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Can I get a car loan after repossession?

Immediately after a car repossession, obtaining a traditional auto loan can be difficult. However, there are ways to get into a vehicle after a while, and you can even work to repair your credit for future purchases with an auto loan. The lender gives, the lender takes When you finance …

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Credit card companies abuse the unwary: NPR

Many credit cards charge high interest rates. But consumer advocates say that now many companies are taking it to the extreme by handing out cards that prey on unsuspecting customers with bad credit. Borrowers pay astronomical fees and consumer advocates say it is abuse. RENEE MONTAGNE, Host: Credit cards can …

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Caldwell Housing Authority to address affordable housing shortage with RV park

If all goes well with the Canyon County Planning and Zoning Commission in March, 219 RV spaces will be added to the Farmway Village property in Caldwell. CALDWELL, Idaho- Editor’s note: This article has been originally published by The Idaho Press. Canyon County faces a shortage of affordable and available …

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China’s social credit system penalizes those who spend “frivolously”

In 2020, China will fully deploy its controversial social credit score. As part of the system, financial behaviors like “frivolous spending” and bad behaviors like lighting in smoke-free areas can have serious consequences. Penalties include loss of employment and educational opportunities, as well as transportation restrictions. Those who achieve high …

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